Investment in yourself

Individual & family sessions

Currently, LiveWell is taking private pay at a rate of $120 per every 55 minute counseling session. Payments can be made via most major credit and debit card holders, cash, or Venmo. You may also use your HSA/FSA dollars if applicable. Payment method needs to be established prior to the session being held. There is a late cancel (within 24 hours of appt) and no-show fee of $50.

LiveWell does accept specific insurances. If you have insurance but are not covered, you can utilize what is called a Superbill. This is not an actual bill, but a form you can submit for reimbursement from your insurance. Read more about that here.

LiveWell accepts the following insurances:

BlueCross BlueShield ND & MN, Sanford Health Plan, MN BluePlus, MN MA, ND MA, United Health Care, United Behavioral Health, Medica (multiple plans), Optum, and out of network providers. If you are unsure if sessions are covered, please contact your insurance provider. LiveWell will verify insurance benefits once you complete intake documents and are ready to be scheduled.

CD & MH assessments

If you are in need of a mental health evaluation, also known as a diagnostic assessment or psychiatric evaluation, the rate for this service is $160 per assessment. Chemical dependency evaluations or substance use assessments are $120 per assessment. Payments can be made via most major credit and debit card holders, cash, or Venmo. Payment is due immediately after the assessment.

There is no obligation to continue services outside of the assessment and you will receive written recommendations within 48 hours.

LiveWell does not accept insurance for these assessments but can provide an invoice if needed.

faq’s

  • Morgan is licensed in both mental health and substance use counseling in Minnesota. These two are often deeply intertwined. Usually from an insurance and billing point of view, the mental health diagnosis will be the forefront and the substance use will be addressed within sessions to ensure well-rounded care.

  • Not everyone who wishes to access counseling services will have a diagnosable condition. When a client uses their health insurance, a diagnosis is required in order for the insurance company to cover services. This can lead to over-diagnosing to ensure payment for services. Read more about that here and here. Additionally, your information must be shared with your insurance in order to establish and maintain a need for continued services. This means your information isn’t completely confidential, as it would be with private pay.

  • A Superbill is like an itemized receipt for medical services, in this case for counseling. If you have a diagnosis and active health insurance (MA excluded), you may be reimbursed for services. LiveWell would provide you with this receipt and you would submit to your insurance on your own. Read more on this here.